Front view of a freshwater pearl heart pendant necklace with white cubic zirconia accents. - Zhefan Jewelry
Gold vermeil heart pendant necklace with freshwater pearls and a polished chain. - Zhefan Jewelry
Brass option for a custom pearl heart pendant necklace with gold plating. - Zhefan Jewelry
freshwater-pearl-heart-necklace-side-view - Zhefan Jewelry
white-cubic-zirconia-necklace-detail - Zhefan Jewelry
Front view of a freshwater pearl heart pendant necklace with white cubic zirconia accents. - Zhefan Jewelry
Gold vermeil heart pendant necklace with freshwater pearls and a polished chain. - Zhefan Jewelry
Brass option for a custom pearl heart pendant necklace with gold plating. - Zhefan Jewelry
freshwater-pearl-heart-necklace-side-view - Zhefan Jewelry
white-cubic-zirconia-necklace-detail - Zhefan Jewelry

Custom Freshwater Pearl Heart Pendant Necklace Supplier

925 Silver or Brass Necklace with White CZ, Custom Plating and Private Label Support

This freshwater pearl heart pendant necklace combines a polished heart charm with two freshwater pearls and two white cubic zirconia accents on an 18-inch chain. The primary 925 sterling silver version can be finished in gold vermeil, while brass and additional 14K or 18K gold, rose gold, and rhodium plating options can be developed according to project requirements. Zhefan Jewelry supports chain-length adjustments, stone selection, logo engraving, and custom packaging for jewelry brands, wholesalers, and private label collections. OEM and ODM production is available with an MOQ of 60 pcs per design.

Primary Material
925 Sterling silver
Custom Material Option
Brass
Main Stone
Freshwater Pearl
Shape/Pattern
Heart
Plating
gold vermeil, 18K gold, 14k gold, rose gold, rhodium
Length Options
18 inch
Certifications
RoHS, REACH, CP65 Compliant
Eco-Standards
Lead-Free, Nickel-Free, Cadmium-Free
Clasp Type
lobster clasp
Pendant Necklace
Heart Pendant Necklace
Weight
5.72g
Stone
cubic zironia
Product Detail

Freshwater Pearl Heart Pendant Necklace Introduction

This freshwater pearl heart pendant necklace combines a polished heart charm with two freshwater pearls and two white cubic zirconia accents arranged along an adjustable chain. The contrasting pearl texture, clear CZ setting, and smooth metal surface create a recognizable design for private label necklace collections.

The standard version uses a 925 sterling silver base and can be finished in gold vermeil. Brass is also available for projects requiring a different cost structure, but brass versions use project-specific gold plating rather than gold vermeil. The chain length, pearl size, CZ specifications, pendant dimensions, plating color, logo position, and packaging can be adjusted according to the approved product specification.

Zhefan Jewelry supports jewelry brands, wholesalers, importers, retailers, and private label buyers developing custom pearl necklaces for repeat production. OEM and ODM services are available with an MOQ of 60 pcs per design.

 

Freshwater Pearl Heart Pendant Necklace Details

Item Details
Product Name Custom Freshwater Pearl Heart Pendant Necklace
Product Type Pearl Heart Pendant Necklace
Pendant Design Polished Heart-Shaped Pendant
Primary Material 925 Sterling Silver
Custom Material Option Brass
Main Decorative Material Freshwater Pearls
Accent Stone White Cubic Zirconia
Standard Finish Gold Vermeil on 925 Sterling Silver
Additional Plating Options 14K Gold, 18K Gold, Rose Gold and Rhodium
Brass Finish Options Gold Plating, Rose Gold, Rhodium Tone, and Custom Colors
Chain Length 18 Inches; Custom Length Available
Chain Structure Fine Cable Chain with Adjustable Extension
Clasp Type Lobster Clasp
Reference Weight Approximately 5.72 g
Pendant Shape Heart
Custom Options Material, pearl, CZ, pendant size, chain length, plating, logo and packaging
Suitable Buyers Jewelry Brands, Wholesalers, Importers, Retailers and Private Label Buyers
Service Type OEM, ODM, and Custom Jewelry Manufacturing
MOQ 60 pcs per design
Sample Development Available for specification and quality approval
Bulk Production Typically 2–4 Weeks After Sample Approval
Packaging OPP Bag, Jewelry Pouch, Gift Box, Care Card, Hang Tag and Custom Packaging
Compliance Documents Confirmed according to the tested sample, target market and report scope

 

Custom Pearl Necklace Manufacturing Options

The following options allow buyers to adapt the necklace to their brand positioning, retail price range, collection structure, and target market.

Custom Area Available Options
Base Material 925 Sterling Silver as Standard; Brass Available
Gold Vermeil Available Only on a 925 Sterling Silver Base
Pearl Options Freshwater Pearl Size, Shape, Tone and Surface Characteristics
CZ Options White CZ as Standard; Size, color, and Grade Confirmed by project.
Pendant Size Custom Heart Width, Height, Thickness and Bail Proportion
Pendant Surface High Polish, Satin or Other Project-Specific Finish
Plating Finish Gold Vermeil, 14K Gold, 18K Gold, rose gold, and Rhodium
Chain Length Standard 18-Inch Length or Custom Finished Length
Extension Chain Custom Extension Length and End-Tag Design
Chain Style Cable Chain or Alternative Chain Structures
Clasp Option Lobster Clasp or Another Confirmed Clasp Structure
Logo Marking Logo Engraving, Stamping or Custom Logo Tag
Packaging Pouch, Gift Box, Care Card, Hang Tag, Barcode Label and Brand Packaging
Development Method Drawing, Reference Image, Technical File, Artwork or Physical Sample
Sample Approval Sample Used as the Reference for Bulk Production
MOQ 60 pcs per Design

 

Why Jewelry Buyers Work with Zhefan Jewelry

Manufacturing Capability Zhefan Jewelry  Value
Jewelry Manufacturer Since 1997 Established production and export experience for long-term jewelry programs
925 Silver and Brass Production Supports different material positioning and project budgets
OEM and ODM Development Develops products from drawings, images, specifications or physical samples
Project-Based Material Confirmation Separates 925 silver gold vermeil specifications from brass plating options
Pearl and CZ Customization Supports pearl selection, CZ specifications and coordinated collection development
Multi-Stage Polishing and Inspection Controls surface finish, stone security, plating appearance and final assembly
Sample Approval Process Uses the approved sample as a bulk-production reference
Custom Logo and Packaging Supports private label presentation and retail-ready packaging
MOQ: 60 pcs per Design Provides a clear production threshold for custom projects
Repeat Production Support Maintains specifications for collection extensions and repeat orders

FAQ

Freshwater Pearls vs Saltwater Pearls: How Should Buyers Evaluate a Pearl Factory Near Me?

A pearl factory near me is convenient, but location alone does not confirm manufacturing capability. Buyers evaluating a supplier for freshwater vs. saltwater pearls should first confirm whether the factory works with loose pearls, finished jewelry, or both and whether it can clearly distinguish freshwater from saltwater pearl characteristics in writing. Request documented specifications covering pearl type, size, shape, color, luster, surface grade, and treatment disclosure. For custom pearl jewelry, confirm in-house capability across metal production, stone setting, pearl assembly, polishing, plating, chain and clasp assembly, and final inspection. Bulk production should be based on an approved sample and a written specification sheet, subject to project confirmation, rather than a verbal description. Proximity may reduce shipping time, but it should not replace a proper supplier capability audit.

Rarest Pearl Color: What Should Buyers Specify When Sourcing Wholesale Natural Freshwater Pearls for Jewelry?

There is no single rarest pearl color that applies universally, since rarity depends on natural occurrence, treatment, and market availability. Buyers sourcing wholesale natural freshwater pearls for jewelry should distinguish natural color, treated color, and dyed color before placing an order. Specify primary tone, undertone, warm or cool direction, luster level, surface tolerance, allowed color range, and required batch quantity in writing. Because natural freshwater pearls vary piece to piece, an approved color range and a physical reference sample are essential for consistent freshwater pearl jewelry production. Rare or unusual colors may affect material availability, cost, sampling time, and repeat-order consistency, so buyers should confirm supply stability before committing to a color story. This guidance applies to loose-pearl sourcing decisions that inform finished pearl jewelry manufacturing, not to mother-of-pearl products.

Most Expensive Pearl Necklace: How Should Pearl Costume Jewelry Wholesale Buyers Compare Costs?

The idea of a most expensive pearl necklace usually points to auction records or luxury gifting, but pearl costume jewelry wholesale buyers need a different, cost-driver-based comparison. Commercial pricing depends on base metal (brass or 925 sterling silver), pearl size and matching standard, pearl shape and luster, metal weight, cubic zirconia grade and size, chain and clasp specifications, gold plating or gold vermeil, logo method, packaging, testing requirements, and order quantity. A gold-plated brass necklace, a 925 silver piece, and a gold vermeil silver freshwater pearl necklace should not be compared on price alone, since they represent different material tiers. Quotations are only meaningfully comparable when suppliers work from the same written bill of materials and project requirements. These cost differences directly affect retail positioning, margin, durability expectations, and repeat-order planning.

Saltwater Pearls vs Freshwater Pearls: What Should Freshwater Pearl Wholesalers Disclose?

When comparing saltwater pearls vs. freshwater pearls, buyers should require suppliers to state the pearl type clearly rather than use a vague "real pearl" description. Freshwater pearl wholesalers should disclose origin or category, size range, shape, color, luster, surface characteristics, drilling specifications, and any treatments or dyeing applied. It is also important to distinguish the responsibilities of a loose-pearl wholesaler from those of a finished necklace manufacturer, including who handles pearl matching, drilling, adhesive selection, metal connection structure, assembly, and final inspection. For a custom pearl necklace program, acceptable variation and replenishment risk should be disclosed upfront, with pearl specifications written into the finished-product specification and confirmed on an approved sample. This distinction prevents buyers from treating a loose-pearl supplier and a complete OEM manufacturer as interchangeable.

Types of Pearl Necklaces: Which Specifications Matter for Wholesale Pearl Necklaces?

Among the common types of pearl necklaces—full pearl strands, single-pearl necklaces, pearl pendant necklaces, pearl and cubic zirconia mixed necklaces, and pearl heart pendant styles—structure has a direct effect on sourcing and pricing for wholesale pearl necklaces. This freshwater pearl heart pendant necklace, for example, is built from a 925 sterling silver or brass base, two freshwater pearls, two white cubic zirconia accents, a polished heart pendant, an 18-inch chain, and a lobster clasp, finished in gold vermeil or a project-specific plating. For any pearl necklace with a heart-charm design, structure affects weight, cost, assembly sequence, plating process, and production time. Buyers should request an approved sample and a written product specification before committing to bulk production, since structural details determine whether a quotation and finished piece will match expectations.

Types of Pearl Necklaces: How Should Wholesale Pearl Necklaces Be Customized for Private Label Collections?

Converting an existing style into a private label pearl necklace starts with confirming the intended necklace structure and market positioning. For a custom pearl necklace or broader custom pearl jewelry program, buyers should specify heart pendant dimensions; pearl size, shape, color, and acceptable variation; cubic zirconia size, grade, and setting position; base material; chain style and length; extension chain; clasp; plating color and thickness; logo position; and packaging, including hang tags, barcode labels, care cards, pouches, and gift boxes. MOQ, sample requirements, and a bulk-production reference should be confirmed early, since different plating colors or material variants may need separate specifications. Among the types of wholesale pearl necklaces a brand can develop, the approved sample remains the reference point for both production and repeat orders.

Types of Pearl Necklaces: Can PVD Jewelry Coating Be Used for Wholesale Pearl Necklaces?

PVD jewelry coating is not automatically suitable for every style among the types of pearl necklaces, so wholesale pearl necklaces need a component-by-component review before PVD coating is applied. This includes the metal base, freshwater pearls, white cubic zirconia, adhesive, solder, chain, clasp, and any moving components. Process factors such as vacuum conditions, process temperature, line-of-sight coverage, masking, and assembly sequence all affect whether plating jewelry with pearls is feasible without damage. In many cases, freshwater pearls in freshwater pearl jewelry need to be assembled after the PVD process rather than before it. A pre-production sample should be required to inspect coating color, adhesion, pearl surface condition, adhesive stability, chain movement, and clasp function. The final process sequence should be confirmed per SKU rather than applied as a general rule across all pearl necklace styles.

Freshwater Pearls vs Saltwater Pearls: What Gold Vermeil Specifications Matter for Wholesale Pearl Necklaces?

Whether a necklace uses freshwater pearls vs. saltwater pearls has no bearing on whether it qualifies as gold vermeil jewelry—that classification depends entirely on the metal base and plating. For wholesale pearl necklaces, 925 sterling silver must be confirmed as the base for each relevant component: heart pendant, chain, lobster clasp, extension chain, jump rings, logo tag, and soldered areas. Buyers should confirm gold fineness; target thickness such as 2.5 micron gold vermeil; component coverage; underlayers; test locations; and claim scope. A silver freshwater pearl necklace with a 925 silver pendant does not make an attached brass chain part of a gold vermeil pearl necklace; a brass component should be described as gold-plated instead. The pearl and cubic zirconia assembly sequence should also be confirmed to reduce process-related damage, with verification tied to each specific component and test point.

A

Product Details

Material Options
The standard version of this 925 silver pearl necklace uses a 925 sterling silver base, freshwater pearls, and white cubic zirconia accents. Brass is also available for projects requiring a different material and cost structure. The heart pendant, chain, clasp, extension chain, and logo tag should be specified before sampling so that all metal components follow the approved material requirement. Material-related declarations, including nickel, lead, and cadmium requirements, must be confirmed according to the selected components, target market, and applicable project documentation.
Plating Colors
The standard 925 sterling silver version can be developed as a gold vermeil pearl necklace. Available project finishes may also include 14K or 18K gold color, rose gold, and rhodium, depending on the required product positioning. A brass version can be finished with gold plating, rose gold, rhodium-tone, or other confirmed electroplating colors, but it should not be described as gold vermeil. Final plating color, thickness, component coverage, and protective coating requirements are confirmed after reviewing the base material, necklace structure, stones, and target market.
Stone Options
This freshwater pearl heart pendant necklace combines two freshwater pearls with two white cubic zirconia accents and a polished heart-shaped pendant. Buyers can customize the pearl size, shape, tone, luster, and acceptable surface characteristics according to the collection specification. The white CZ size, color, grade, and setting position can also be adjusted. Because freshwater pearls are natural materials, slight differences in shape, surface, and color should be expected. An approved sample should define the acceptable variation range for bulk production.
Size & Specifications
Zhefan Jewelry supports custom pearl necklace development for jewelry brands, wholesalers, importers, retailers, and private label buyers. Projects can be developed from drawings, reference images, technical files, artwork, or physical samples. Available customization includes: 925 sterling silver or brass base material Freshwater pearl size, shape, and tone White or colored cubic zirconia Heart pendant dimensions and thickness Chain style and finished necklace length Gold vermeil or project-specific plating colors Logo engraving or custom logo tag Care cards, hang tags, barcode labels, pouches, and gift boxes Each private label pearl necklace project is confirmed through written specifications and sample approval before bulk production.
Customization Services
As an OEM pearl necklace manufacturer, Zhefan Jewelry supports sample development, specification confirmation, bulk production, inspection, and branded packaging for wholesale pearl necklaces and private label collections. For this necklace, the main inspection points include: Pearl size, tone, placement, and visible surface variation CZ position, spacing, and setting security Heart pendant shape, surface smoothness, and edge condition Plating color, scratches, pinholes, and exposed base metal Chain movement, extension-chain assembly, and clasp function Pendant orientation, logo position, and packaging protection Sample development typically takes 7–10 days. Bulk production generally takes 2–4 weeks after sample approval and order confirmation, depending on quantity, revisions, pearl selection, plating, packaging, and testing requirements.

B

Details

custom-plating-pearl-heart-necklace - Zhefan Jewelry
Freshwater pearl necklace with white cubic zirconia accents and a gold-tone heart pendant. - Zhefan Jewelry
pearl-necklace-lobster-clasp - Zhefan Jewelry
pearl-heart-pendant-necklace-back-view - Zhefan Jewelry
Material detail of a 925 sterling silver pearl heart pendant necklace. - Zhefan Jewelry

C

Applications

🔹 Boutique & Retail Jewelry Collections
This freshwater pearl heart pendant necklace is suitable for boutiques, jewelry retailers, and online brands developing identifiable pearl necklace collections. The standard design combines a 925 sterling silver base, two freshwater pearls, two white cubic zirconia accents, a polished heart pendant, and an 18-inch chain with a lobster clasp. Buyers can adjust the pearl tone, CZ specifications, pendant dimensions, chain length, plating finish, logo, and packaging to align the product with their retail positioning and target price range.
🔹 Gift & Occasion Jewelry Programs
This design can be developed as a custom pearl necklace for jewelry brands and private label buyers. Projects may begin from a reference image, drawing, technical file, artwork, or physical sample. Available modifications include 925 sterling silver or brass, freshwater pearl size and shape, white or colored CZ, heart pendant proportions, chain structure, plating color, logo engraving, and branded packaging. Each private label pearl necklace project is confirmed through written specifications and sample approval before bulk production.
🔹 Custom Jewelry & Private Label Projects
Designed for wholesalers, importers, distributors, and established retailers, this necklace supports repeat orders and coordinated wholesale pearl necklaces programs. The MOQ is 60 pcs per design, while material, plating, pearl specifications, chain length, logo, and packaging are confirmed before quotation. For pearl jewelry wholesale orders, buyers should use an approved sample as the production reference and define acceptable pearl variation, plating appearance, CZ placement, clasp function, and packaging requirements before bulk manufacturing.
🔹 Wholesale Jewelry Distribution
The standard version can be positioned as a 925 silver pearl necklace with a gold vermeil finish. Gold vermeil is available only when the confirmed base material is 925 sterling silver. Additional project finishes may include 14K or 18K gold color, rose gold, and rhodium. A brass version is also available with project-specific gold plating, but it should not be described as gold vermeil. Brands can use this gold vermeil pearl necklace to extend existing silver, pearl, heart pendant, or coordinated necklace collections.
🔹 Brand Collection Expansion
As an OEM pearl necklace manufacturer, Zhefan Jewelry can support coordinated pearl jewelry programs that extend this heart pendant design into matching earrings, bracelets, or related necklace styles. Pearl tone, CZ color, heart proportions, plating finish, logo placement, and packaging can be standardized across the collection. Approved specifications and samples provide the reference for repeat production, helping brands maintain more consistent materials, surface appearance, stone placement, chain construction, and packaging presentation across future orders.
mother-of-pearl-necklace - Zhefan Jewelry

D

Advantages & Competitiveness

Direct Factory Supply
Work directly with an experienced OEM pearl necklace manufacturer supporting 925 sterling silver and brass production. The standard 925 silver pearl necklace can be finished in gold vermeil, while brass versions use project-specific gold plating. Zhefan Jewelry coordinates material confirmation, sample development, polishing, stone setting, plating inspection, bulk production, and private label packaging under one documented project specification.
High Customization Flexibility
This freshwater pearl heart pendant necklace can be adjusted in pearl size, shape, tone, and surface characteristics, as well as CZ size, pendant dimensions, chain style, plating color, and logo position. The standard reference uses an 18-inch chain, lobster clasp, two freshwater pearls, two white CZ accents, and an approximate weight of 5.72 g. Custom packaging is available for different collection requirements.
Rapid Prototyping & Responsive Service
Quality inspection covers freshwater pearl matching, visible surface variation, CZ position and setting security, heart-pendant shape, chain movement, clasp function, and plating appearance. For a gold vermeil pearl necklace, surface preparation is completed before plating because the coating cannot correct scratches, pinholes, or structural defects.
Global Market Experience
Zhefan Jewelry supports custom pearl necklace, private label pearl necklace, and wholesale pearl necklaces programs for brands, wholesalers, importers, distributors, and retailers. The MOQ is 60 pcs per design. Sample development typically takes 7–10 days, while bulk production generally takes 2–4 weeks after sample approval. Confirmed product records support collection extensions, repeat orders, coordinated packaging, and more consistent future production.
Competitive MOQ & Sampling
With a low MOQ of 60 pcs and sample order support, Zhefan Jewelry helps emerging brands, online sellers, and boutique buyers review product quality, validate demand, and plan small-batch jewelry orders with lower sourcing pressure.

E

Customization Options

OEM - Zhefan Jewelry
01
Material & Plating
The standard construction uses a 925 sterling silver base with a project-specific gold vermeil finish, making it suitable for 925 Sterling Silver Gold Vermeil Jewelry collections. A brass version with gold plating can also be evaluated for different cost and market requirements. Available finishes may include 14K or 18K gold tones, rose gold, rhodium tone, and selected dark-metal colors.
02
Size & Weight
Pendant dimensions, chain length, chain width, extender length, stone size, and target product weight can be adjusted according to the buyer’s approved specification. These details are confirmed before sampling to support consistent custom gold vermeil necklace production.
03
Logo & Branding
For OEM Gold Vermeil Jewelry projects, logos, brand marks, model numbers, or identification codes can be added by engraving or stamping. Suitable positions may include the pendant bail, clasp, extender tag, or separate logo plate, depending on the necklace structure.
04
Packaging & Labeling
This custom gold vermeil necklace can be refined from the existing heart design. Custom options include the 925 silver specification, clover pendant dimensions, freshwater pearl tone, white CZ size and grade, stone placement, chain style and length, clasp structure, gold tone, logo position, and branded packaging. As a gold vermeil pendant supplier, Zhefan Jewelry confirms the final construction through approved specifications and samples before bulk production.
05
Design Modifications
Product details can be refined based on the existing gold vermeil heart pendant necklace design, including the 925 sterling silver base, chain style and length, heart pendant dimensions, freshwater pearl and white cubic zirconia colors, stone-setting method, stone arrangement, gold vermeil finish, and overall pendant structure.

F

Packaging & Logistics

#01
Packaging Method
Each necklace can be packed individually in a protective OPP bag, jewelry pouch, or customized retail package. For bulk shipments, products are arranged securely in reinforced export cartons to help reduce damage during international transportation.
#02
MOQ (Minimum Order Quantity)
60 pieces per design for custom orders.
#03
Production Time
Approximately 10-20 working days after design confirmation and payment for standard orders. Exact timing depends on order complexity.
#04
Shipping & Logistics
Supports various international shipping methods including express couriers (e.g., DHL, FedEx), air freight, and sea freight, which can be arranged according to the customer's cost and time requirements.

G

Frequently Asked Questions

FAQ - Zhefan Jewelry
Products
What's themonthly production capacity?

600,000 pcs per month.

How can we guarantee quality?

Always a pre-production sample before mass production;

Always final Inspection before shipment;

Do you offer free sample for quality check?

Sample order is welcome, but sample fee need to be paid. It will be deducted when you place an bulk order.

Can you engrave my logo on the jewelry ?Do you supply OEM/ODM service?

Yes. Custom logo and OEM/ODM are both accepted.Our factory specializes in jewelry manufacturing for 25 years.We can produce jewelry by your sample, design, pictures, even by an idea.Please feel free to contact us for more details. Custom order process: Inquiry-Confirm products details-Pay mold fee -Confirm CAD draft-Quote-Initial payment-Produce mold & sample-Confirm Sample-Mass production-Balance payment-Shipment-Track shipment-delivery.

What’s the lead time?

We could arrange shipment for you within 48 hours if you order models in stock. For bulk order, it takes 10-25 days for production depending on order quantity and styles.

Do you offer after-sales warranty service?

Yes, we will refund or resend products if fading, stone falling off and other quality problems found in 1 month receipt of goods. Furthermore, we offer 1 year after-sales warranty service, but you need pay the shipping charge.

Tags
custom pearl necklace
custom pearl necklace
wholesale pearl necklaces
wholesale pearl necklaces
freshwater pearl heart pendant necklace
freshwater pearl heart pendant necklace

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